Our owners have been speakers at numerous programs, including the National Consumer Advocates Conferences. Credit Communications group is focused on helping consumers throughout the country with consumer protection laws mainly dealing with the Fair Credit Reporting Act, Fair Debt Collection.

• F.C.R.A=Fair Credit Reporting Act
• The FCRA defines a "credit report" as a "consumer report".
• Transunion, Experian and Equifax are defined as "consumer reporting agencies" not credit bureaus.
• Chase, Bank of America, Midland Credit Management and Account Management Resources are defined as "furnishers" not "creditors"
• The FCRA defines Student loans, Medical Bills, Bankruptcies, Mortgages, Car loans etc as "items of information" not "accounts"

Credit Score is based on: 35% Payment History, 30% Amounts Owed, 15% Length of Credit Used, 10% New Credit, 10%Types of Credit Used Types of Credit: score based on mix of credit cards, retail, finance company accounts, mortgage & installment loans

Having a bad credit score can impact you in many ways. For starters, you’ll spend more money than necessary on high interest rates. Let our team of professionals help you achieve your credit goals today!

Credit Communications Group, LLC offers a 100% money back guarantee. If Credit Communications Group, LLC cannot better your credit profile with in 365 days with our Total Restore plans, we will send you a full refund but not after 395 days.

We understand there may be some questions you have before you let us improve your credit score. Please take a look at our Frequently Asked Questions page, and if you don't find the answer to your question there, give us a call at (314) 256-9959 or email us at: mail.creditcommunicationsgroup.com